We are a leading credit card processing company, with expertise and experience in meeting the unique needs in past decade.If you’d like to discover how our PCI-compliant credit card payment processing solutions can help you take your business to the next level, schedule a free consultation with our merchant services team today.
CaresPAY provides high risk merchant accounts for businesses in high-volume industries, bad credit history, and high-risk industries, among others. While selecting a high-risk merchant account provider, there are dozens of companies to choose from but many of these require merchants to pay high set-up fee. With CaresPAY, it does not have to be a complicated and expensive process.
If your business is categorized as high risk, it may be challenging to obtain a merchant account. At CaresPAY, we provide high risk merchant accounts customized for your business needs. Our high risk merchant accounts are available to merchants in need of a swift, trusted credit card processing solution.
CaresPAY allows you to accept credit and debit card payments within just 24-48 hours of your application approval. The company offers cost-effective services, direct funding, as well as PIN-based transactions to help reduce the chances of fraud. Additionally, our in-house team works around the clock to ensure speedy account approval.
Some businesses are cosidered to have a higher level of risk than others.What makes a high-risk merchant? It must meet one or more of the following characteristics:
A startup business with little or no credit card processing history
An industry tarnished by high rates or chargebacks and returns
High cost (such as timeshares or airline tickets)
Subscription-based products or services, such as online dating or magazines
A merchant who has suffered a terminated merchant account by a bank
Flawed, imperfect credit, history of bankruptcy
High volume businesses, such as nutraceuticals
A country or specific region a merchant is taregting
More to Come
CaresPAY can now offer specific, localized payment processing solutions in several different countries and regions of the world, enabling merchants to accept many solutions in addition to Visa, MasterCart and American Express. Among the regions and solutions CaresPAY can offer include: Europe, South-East Asia and LATAM.
One-time integration with CaresPAY's partner platform enables merchants to have access to new localized alternative payments solutions in new markets.
In some countries and regions, consumers prefer local payment schemes rather than credit card payment. For example, in Russia, many consumers prefer Yandex or Qiwi. By using CaresPAY's alternative payment solution, expansion into new regions and markets with localized, preferred solutions means more sales and higher revenue.
With CaresPAY’s mobile EMV credit card processing solutions for Android, iPhone and iPad, you can accept payments anywhere.
Whether your business takes you out in the field or to various events, accepting chip card payments using your Android or iOS smartphone or tablet paired with a card reader provides a convenient and secure checkout experience for your customers and reduces fraud on your merchant account.
Businesses use apps on smartphones and tablets every day to manage appointment schedules, make purchases, and communicate with customers. Apps provide the convenience and flexibility to perform operations whether out in the field or at the office.By simply using your existing mobile or mobile-web application with the CaresPAY Mobile EMV Processing app and a certified card reader, you now provide an EMV payment system capable of accepting chip card payments securely and conveniently for your customers. All transaction information integrates directly to the CaresPAY Gateway for ease of reporting and reconciliation.